HHS Proposes New Rules for Affordable Insurance Exchanges
The U.S. Department of Health and Human Services (HHS) recently published two Notices of Proposed Rulemaking (NPRM). The first proposed rule, the Exchange NPRM, outlines a framework that will enable states to build Affordable Insurance Exchanges, new state-based competitive marketplaces created under the Affordable Care Act. The second NPRM addresses standards related to reinsurance, risk corridors, and risk adjustment to assure stability in these newly established markets. These proposed rules are a major step forward in implementing the Exchanges.
The draft proposal builds on over a year's worth of work with states, small businesses, consumers, and health insurance plans. It offers a framework to assist states in setting up Affordable Insurance Exchanges and gives states significant flexibility to build an Exchange that works for them. The NPRM also provides an overview of the flexibility states have in establishing standards for health plans offered in their Exchanges, Exchange enrollment guidelines, and the Small Business Health Options Program.
HHS is accepting public comment on the proposed rules over the next 75 days to learn from states, consumers, and other stakeholders how the rules can be improved. HHS will modify these proposals based on feedback from the American people. To facilitate that public comment process, HHS will convene a series of regional listening sessions and meetings.
Download Proposed Rules
▲ Establishment of Exchanges and Qualified Health Plans PDF (583 KB | 244 pages) ► http://www.ofr.gov/OFRUpload/OFRData/2011-17610_PI.pdf
▲▲ Standards Related to Reinsurance, Risk Corridors, and Risk Adjustment PDF (288 KB | 103 pages)► http://www.ofr.gov/OFRUpload/OFRData/2011-17609_PI.pdf
Coming in 2014: Affordable Insurance Exchanges | HealthCare.gov: "- Enviado mediante la barra Google"
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