STATISTICAL BRIEF #474: Premiums and Employee Contributions for Employer-Sponsored Health Insurance: Private versus Public Sector, 2013
AHRQ Stats: Private Versus Public Employee Insurance Costs
On average, private-sector employees paid a larger share of health insurance premiums ($1,170 for singles, $4,421 for families) than public-sector employees ($722 for singles, $3,155 for families) in 2013. However, total annual health insurance premiums were lower for private-sector employees ($5,571 for singles, $16,029 for families) than public-sector employees ($6,611 for singles, $17,270 for families). (Source: Agency for Healthcare Research and Quality, Medical Expenditure Panel Survey Statistical Brief #474: Premiums and Employee Contributions for Employer-Sponsored Health Insurance: Private versus Private Sector, 2013.)
STATISTICAL BRIEF #474: |
| June 2015 |
| Karen E. Davis, MA |
Highlights
- In 2013, the average public (State/local governments) sector premiums for single, employee-plus-one, and family coverage were all higher than those for the private sector, with wide variations across geographic areas.
- Across both the public and private sectors, the highest average health insurance premiums in 2013 were for public sector employees for single coverage in the Pacific census division ($7,769) and for family coverage in the New England division ($19,640).
- Across both the public and private sectors, the lowest average health insurance premiums in 2013 for single coverage ($5,158) and family coverage ($14,659) were for private sector employees in the East South Central division.
- On average, public sector employee contributions for family coverage were lower than those for the private sector in all census divisions with the exception of West South Central.
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