In Switching to Original Medicare, Beware of Medigap Plan Refusals By Michelle Andrews March 16, 2026

https://kffhealthnews.org/news/article/medicare-open-enrollment-pitfalls-switching-from-advantage-original-medigap/?utm_campaign=KHN%3A%20First%20Edition&utm_medium=email&_hsenc=p2ANqtz-9RTfe6Zr8xqEYKUEL0Jyyn0FQfEWd4qF13KV6hfO2hto6lYmKGluTCtHh2custNtCJN8RrE-eM48XLfj6DB62f-c_JiQ&_hsmi=408948782&utm_content=408948782&utm_source=hs_email KFF Health News: In Switching To Original Medicare, Beware Of Medigap Plan Refusals It’s open enrollment season for Medicare Advantage, when people currently enrolled in private managed-care plans can either sign up for a new one or switch to original Medicare through March 31. But there’s a catch: If people want to move to original Medicare and buy a supplemental Medigap insurance plan to cover some out-of-pocket costs, they may not be able to. Medigap insurers can generally refuse coverage to applicants whose medical history or current health problems might make them expensive to cover, a process called medical underwriting. (Andrews, 3/16)