Health Insurance Benefits at Private Employers, Estimates from MEPS-Insurance Component: 2008-2024 Research Findings #54 | December 2025 G. Edward Miller, PhD, Patricia S. Keenan, PhD, and Anita Soni, PhD, MBA

Health Insurance Benefits at Private Employers, Estimates from MEPS-Insurance Component: 2008-2024 Research Findings #54 | December 2025 G. Edward Miller, PhD, Patricia S. Keenan, PhD, and Anita Soni, PhD, MBA https://meps.ahrq.gov/data_files/publications/rf54/rf54.shtml Average employer-sponsored health insurance premiums increased by 2.5 percent for family plans, 3.7 percent for single plans, and 4.9 percent for employee-plus-one coverage from 2023 to 2024. A new research findings report, using data collected from AHRQ’s Medical Expenditure Panel Survey–Insurance Component, highlights trends in offers, enrollment, and costs of insurance available through private employers. It also compares findings from small and large firms—in 2024, deductible amounts were about 25 percent higher in small versus large firms, with deductibles for small-firm family plans averaging $5,087 compared with $3,920 at large firms, and single-plan deductibles averaging $2,474 compared with $2,007. Explore recent changes in private health insurance and how they compare between small firms with fewer than 50 employees and large firms with 50 or more employees as far back as 2008. https://meps.ahrq.gov/mepsweb/survey_comp/Insurance.jsp