Medicare Advantage in 2026: Premiums, Out-of-Pocket Limits, Supplemental Benefits, and Prior Authorization Authors: Meredith Freed, Jeannie Fuglesten Biniek, Anthony Damico, and Tricia Neuman Published: Jun 5, 2026

https://www.kff.org/medicare/medicare-advantage-in-2026-premiums-out-of-pocket-limits-supplemental-benefits-and-prior-authorization/?utm_campaign=KFF-This-Week&utm_medium=email&_hsenc=p2ANqtz-9VXcvoTIg2U85eFEntEPUEcMnQ7ItKtQwk_MPaBLz6g888h9Wgo8X9b2tQlKQgRRmNHE6ZklUkIak8KrYRsxEsxWG1ug&_hsmi=422423561&utm_content=422423561&utm_source=hs_email A companion analysis that provides information about premiums, out-of-pocket limits, supplemental benefits, and prior authorization finds that three-quarters (75%) of enrollees in individual Medicare Advantage plans with prescription drug coverage pay no premium other than the Medicare Part B premium, and that nearly all enrollees are in plans that require prior authorization for some services.