Shopping for an ACA Plan This Year? Here’s What You Need To Know By Julie Appleby Oct. 23, 2026

https://kffhealthnews.org/insurance/aca-obamacare-open-enrollment-marketplace-shopping-tips-premiums-costs-cms-changes/?utm_campaign=KHN%3A%20First%20Edition&utm_medium=email&_hsenc=p2ANqtz-8oRXn56go7-FNwpYaIKtp8_uQuYb4MsVMqUslX0HDB1EYRDXI_MxVv7mbZea8ddJOSyTMnMnkW1f42mo7pYLG64mjb6w&_hsmi=445672729&utm_content=445672729&utm_source=hs_email KFF Health News: Shopping For An ACA Plan This Year? Here’s What You Need To Know Consumers who buy Affordable Care Act health insurance are going to see changes both big and small as open enrollment for 2027 coverage kicks off. These include premium increases, possible additional identity checks, potential delays in working with a broker, and new limits on which immigrants can get subsidies. Shoppers need to plan accordingly. Open enrollment starts Nov. 1 in most states. Idaho, Connecticut, and Massachusetts start earlier, and some states are already allowing “window shopping” to check premium rates. (Appleby, 10/23)