Comprehensive Annual Report on Employer-Sponsored Health Insurance Provides Updates on Deductibles, Premium Increases

Average deductibles for single and family enrollees in employer-sponsored health insurance plans with deductibles did not increase significantly in 2018, according to an annual AHRQ report on employer-sponsored health insurance. It was the first time during the 2005–2018 period that deductibles did not increase significantly for those groups. The Medical Expenditure Panel Survey–Insurance Component Chartbook 2018 showed that average premiums for employer-sponsored health insurance from private-sector employers ranged from $6,715 for single coverage to nearly $20,000 for family coverage in 2018, an increase of about 5 percent from 2017 rates. The Chartbook is an online resource that provides a comprehensive annual update of private, employer-sponsored health insurance in the United States. It is based on surveys of more than 42,000 business establishments across the country that make available national and state-level estimates of private employer-sponsored health insurance, including offer rates, costs, employee eligibility and the number of enrollees.