Low-Income Americans With Employer-Sponsored Insurance Face Financial Burdens From High-Deductible Plans
Among enrollees in employer-sponsored insurance, those with family incomes below 250 percent of poverty were significantly more likely to experience financial burdens than middle- and high-income enrollees, according to a new AHRQ study. The likelihood of financial burdens increased sharply with plans that had higher deductible levels among low-income enrollees, according to the study, which appeared in the December issue of Health Affairs. Authors of the study, “The Financial Burdens of High-Deductible Plans,” used 2011-2013 data from AHRQ’s Medical Expenditure Panel Survey to conduct the analysis. They found that more than a quarter of low-income adults enrolled in employer-sponsored high-deductible plans faced family out-of-pocket insurance premiums and health care spending that exceeded 20 percent of after-tax family income. Access the study abstract.
- From The Editor-In-Chief
- Entry Point: Seniors' Dental Care
- A Dental-Medical Divide
- Cost Barriers To Dental Care
- Emerging Field Of Dental Therapists
- Fluoridation Benefits
- Medicare And Oral Health
- Medicaid Yields Lasting Oral Care Benefits
- Medicare Payments For Medicaid Admissions
- Substance Abuse Treatment And Medicaid
- DATAWATCH: High-Deductible Plan Costs
- Improving Mobile Health Apps
- Care Coordination In Eleven Countries
The Financial Burdens Of High-Deductible Plans
Abstract
The increased prevalence of high-deductible health plans raises concerns regarding high financial burdens from health care, particularly for low-income adults.
No hay comentarios:
Publicar un comentario