Behavioral Health Coverage Under MHPAEA

Behavioral Health Coverage Under MHPAEA

A Nationwide Expansion

Do you have questions about what your health insurance covers for mental health or substance use disorder services?

The Mental Health Parity and Addiction Equity Act (MHPAEA) of 2008 requires health insurers and group health plans to provide the same level of benefits for mental and/or substance use treatment and services that they do for medical/surgical care.

The final MHPAEA regulations published in 2013 applied parity protections to the commercial market, and final regulations issued by the Centers for Medicare & Medicaid Services on March 29, 2016, applies parity rules to Medicaid managed care and the Children’s Health Insurance Program. As a result, parity requirements now apply to most health plans in the United States.

Download these resources about parity for mental health and substance use disorder benefits:

Parity of Mental Health and Substance Use Benefits With Other Benefits: Using Your Employer-Sponsored Health Plan To Cover Services

Know Your Rights: Parity for Mental Health and Substance Use Disorder Benefits