New 2015 Data Suggest ACA Risk Pool Improved
Today, the Centers for Medicare & Medicaid Services (CMS) released the first data on how the Affordable Care Act’s individual market risk pool evolved between 2014 and 2015. The report shows that per-enrollee medical costs in the ACA individual market were essentially unchanged in 2015, even as costs in the broader insurance market continued to rise. Moreover, the states with the highest enrollment growth saw significant reductions in per-enrollee medical costs. These findings suggest a year-over-year improvement in the ACA individual risk pool, with the Marketplace gaining healthier, lower-cost consumers as it grew.