AHRQ Stats

Private-sector employees enrolled in an employer-sponsored health plan with deductibles had an average single deductible of $1,167 and an average family deductible of $2,322 in 2012. (Source: Agency for Healthcare Research and Quality, Medical Expenditure Panel Survey Statistical Brief #427:Co-pays, Deductibles, and Coinsurance Percentages for Employer-Sponsored Health Insurance in the Private Sector, by Firm Size, 2012.)

STATISTICAL BRIEF #427:
Co-pays, Deductibles, and Coinsurance Percentages for Employer-Sponsored Health Insurance in the Private Sector, by Firm Size, 2012

January 2014

Karen E. Davis, MA

Highlights

In 2012, 79.6 percent of private sector employees enrolled in employer-sponsored health insurance were required to meet an annual deductible by their health insurance plan.
In 2012, private sector employees enrolled in employer-sponsored health insurance with deductibles had an average single deductible of $1,167 and an average family deductible of $2,322. Both of these values varied by the size of the employee's firm.
Among private sector employees enrolled in employer-sponsored health insurance, 66.3 percent had a co-pay for each office visit with an average co-pay of $24. In addition, 27.4 percent had a coinsurance percentage that averaged 19 percent.