April 15, 2014, Issue #420
In 2012, employee contributions toward health insurance premiums averaged $1,118 for single coverage, $2,824 for employee-plus-one coverage and $4,236 for family coverage. Employee contributions for family coverage were highest in Florida and lowest in Michigan. (Source: Agency for Healthcare Research and Quality, Medical Expenditure Panel Survey Statistical Brief #418: State Differences in the Cost of Job-Related Health Insurance, 2012.)
- Looking at the 10 largest States, the percentage of employees opting for single coverage ranged from 46.4 percent in Michigan to 57.5 percent in North Carolina, for employee-plus-one coverage from 14.4 percent in New York to 20.3 percent in Michigan, and for family coverage from 24.2 percent in North Carolina to 33.3 percent in Michigan.
- Nationwide, the average premiums were $5,384 for single coverage, $10,621 for employee-plus-one coverage, and $15,473 for family coverage. Among the 10 largest states, single premiums ranged from $5,081 in Ohio to $6,033 in New York, employee-plus-one premiums ranged from $10,157 in Florida to $11,956 in New York, and family premiums ranged from $14,397 in Michigan to $16,924 in New York.
- Contributions toward health insurance premiums made by employees nationwide averaged $1,118 for single coverage, $2,824 for employee-plus-one coverage, and $4,236 for family coverage. Among the 10 largest states, employee contributions for single coverage ranged from $995 in North Carolina to $1,254 in New York, for employee-plus-one coverage from $2,471 in Michigan to $3,176 in Florida, and for family coverage from $3,507 in Michigan to $5,490 in Florida.