The benefits of Marketplace coverage

No one plans to get sick or hurt, but most people need medical care – like a doctor visit, a prescription drug, a lab test, physical therapy, or counseling – at some point. These services can be expensive.

And if something happens that requires surgery or emergency medical care, it’s really important to have coverage. Fixing a broken leg can cost up to $7,500, and the average cost of a 3-day hospital stay is around $30,000.

The Marketplace offers a variety of high-quality health coverage choices for routine and non-routine medical services that can work for your family and budget.

Benefits even before you meet your deductible

In the Marketplace, all plans cover some services – like preventive care and well-woman visits – for free.
Some plans offer other health insurance benefits – like reduced price generic drugs and free disease management programs.
If you get medical services from a provider in your plan’s network, you’ll pay lower prices than you would without insurance. That can save you hundreds of dollars per year.

Learn more about the benefits of Marketplace coverage.

The HealthCare.gov Team