AHRQ Stats: Employee Health Coverage

Among employees at private companies with fewer than 100 workers, about 60 percent were offered health insurance in 2013, down from 68 percent in 2008. Among the same workforce during that time period, the percentage of employees who had a deductible as part of their insurance rose from 71 percent to 79 percent. (Source: Agency for Healthcare Research and Quality, Medical Expenditure Panel Survey Statistical Brief #452: Employees in Smaller Private-Sector Firms: Trends in Offers, Enrollment Rates, and Deductibles, by Firm Size, 2008-2013.)

STATISTICAL BRIEF #452:
Employees in Smaller Private-Sector Firms: Trends in Offers,

Enrollment Rates, and Deductibles, by Firm Size, 2008-2013

October 2014

Karen E. Davis, MA

Highlights

The percentage of employees that worked for a private-sector employer, with fewer than 100 employees, offering health insurance was 67.9 percent in 2008 and fell to 60.3 percent in 2013. Small-firm employees (those with fewer than 50 employees) were much less likely to work where health insurance was offered than employees of firms with 50 to 99 employees.
During 2008 to 2013, with the exception of 2009, the percentage of employees enrolled in health insurance in small firms that offered insurance exceeded the enrollees of firms with 50 to 99 employees in each year.
In each year, from 2008-2013, employees in firms that offered coverage with 50-99 employees were more likely to enroll in employee-plus-one coverage than employees in small firms.
For employees of small firms that offered coverage, the percentage that had a deductible increased from 70.9 percent in 2008 to 79.5 percent in 2013.