Drug Informatio n Update - Open enrollment in the Health Insurance Marketplac e begins on October 1, 2013 and coverage takes effect in January 2014
The
Division of Drug Information (DDI) is CDER's focal point for public
inquiries. We serve the public by providing information on human drug
products and drug product regulation by FDA.
Open enrollment in the Health Insurance Marketplace begins on October 1, 2013, and coverage takes effect in January 2014. Visit www.healthcare.gov for more information, or click the links below to find benefit information for families, individuals, small businesses, and clinicians.
Sign up to watch a free webinar here.
To learn more now about the Health Insurance Marketplace, please visit HealthCare.gov/marketplace or http://www.cms.gov/cciio/ . Training resources and official resources are available and ready for use.
Families Many
families can get help. States have different rules, but in most
states, uninsured children 18 years old and younger whose family
incomes are up to $46,000 per year (for a family of 4) can qualify for
either Medicaid or CHIP.
With the Affordable Care Act… - Teens and young adults can stay on your plan
- There is coverage for children's pre-existing conditions
- No more lifetime dollar limits on your care
- Preventive care is covered
- Insurance Companies are held accountable
- Learn more here…
Individuals The
health care law helps improve care and lower costs for healthy
individuals and people with health conditions. When key parts of the
health care law take effect in 2014, there will be a new way to get health insurance: the Health Insurance Marketplace. The Marketplace is designed to help you find health insurance that fits your budget, with less hassle. Starting
in 2014, if your income is less than the equivalent of about $88,000
for a family of four today and your job doesn’t offer affordable
coverage, you may get tax credits to help pay for insurance.
Small Businesses
Today, small employers may have a tough time finding and affording
coverage that meets the needs of your employees. Starting in 2014,
you’ll have more choice and control over your health insurance spending
through the Small Business Health Options Program (SHOP). You’ll also have exclusive access to an expanded Small Business Healthcare Tax Credit.
This tax credit covers as much as 50% of the employer contribution
toward premium costs for eligible employers who have low- to
moderate-wage workers.
Clinicians Learn the top 5 ways you and your practice benefit from the Affordable Care Act.
1. Reduced administrative burdens and more time seeing patients. The law invests in programs designed to help you and your practice transition to electronic record systems.
2. New consumer protections hold health insurers accountable, putting patients and clinicians first.
Insurers can’t cancel coverage when a patient gets sick, and they
can’t set lifetime benefit limits that leave patients without coverage
in times of catastrophic need. Insurers that don’t spend at least 80%
of premium dollars on patient care have to provide rebates to consumers. Read more about consumer protections.
To learn more now about the Health Insurance Marketplace, please visit HealthCare.gov/marketplace or http://www.cms.gov/cciio/.
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